Cantwell: Report Shows Growth Potential for Small Business Lending in SW
Senator Maria Cantwell released a Senate Small Business Committee report showing small business lending in Southwest Washington is lagging behind other areas of the state but has room for growth. Southwest Washington was one of the hardest … "We now …
Read more on Insurance News Net (press release)

Dovetail Insurance Expands Workers Comp Product to Five Additional States
Dovetail uses an insurance technology platform that enables agents, on behalf of their small business clients, to price and issue new policies in real-time. Dennis Rabon, executive vice president of Dovetail Insurance, says with the addition of five …
Read more on Insurance Journal


If you are youthful, probably one of the most exciting issues to look ahead to is the evening you get your driver license. Several teens look forward to possessing their first auto and having more freedom than they did in the past. Their minds are thinking about the places they will go and buddies they will see, but as a parent, your head is probably thinking about the dangers and expense of having a teenaged motorist.

Sadly, adolescents are mathematically the most likely age-group to enter a collision. It is because they have less expertise on the road, less impulse control, more of a feeling that it “can’t occur to them’, more distractions, and they occasionally do not make the greatest choices. Due to this, insurance companies bill teenaged drivers the most when it comes to auto insurance. Consequently they need to charge risky motorists more for insurance to cover the higher likelihood that they’ll be paying claims.

Discount Vehicle Insurance for Teenagers

Even though auto insurance for teens is pricey and your young kid getting the wheel might be stress provoking, the good thing is it gets better over time. As time passes and experience your adolescent will hopefully become a confident, safe driver, and his or her insurance rates will eventually come down to represent this. Meanwhile, doing everything you can to lower their insurance premium will save you and your teenager money each month and make their summer job dollars stretch further. Advice from

Even though a teen aged motorist will surely include an extra cost to your monthly budget, as well as their policy contract will probably always be greater than an adults, there are still a few steps you can take to create down these prices. So proceed through this list provided as a cortesy from our partner

- Discounts – there are a myriad of reductions accessible for teenaged drivers for example great student, low mileage, driver’s education course discount, being apart at school with no auto, multi-car, and multiple-policy discounts among others.

- Sort of auto – buying a sensible, trustworthy, safe automobile to your adolescent will save money. Prevent sports cars and other automobiles that are more likely to be involved in an injury, stolen, or vandalized. If you’re able to, update the car with the latest safety and security attributes.

- comparison-shop – store on line and also find as numerous car insurance estimates as you can. This provides you the best chance at finding a good deal and maximizing your reductions.


Driving around town, seeing Television, listening to radio stations, flicking through publications, checking your e-mail – if you do any of these issues you will probably see numerous ads for auto insurance. Many of these advertisements will claim that you can get ridiculously low-cost car insurance, and they make it seems really appealing. However, auto insurance is much more than just a bill that’s due every month. Luckily with a little work you can locate affordable car insurance on a comparison website like that will keep you safe on the road.

When you go into an accident, or your car is broken in other manners, you can easily come face to face with thousands of dollars in fixes and doctor’s bills. Most individuals do not have this sort of money laying about, and this is why insurance is important. There are several different kinds of auto insurance coverage, and typically you will be capable to select an sum for each type. For instance, one type of automobile insurance coverage is liability insurance. When you pick liability insurance, you’ll be able to pick an sum such as $25,000, $50,000 or more. What this means is that if you are in a situation covered by liability insurance, the insurance company will pay up to ,000 (or ,000) worth of harms. This is the reason it is a good idea to get as much coverage as you can manage – ,000 might seem like more than enough to replace a vehicle, but there could be multiple vehicles involved and a wide assortment of other disbursement (medical bills, funeral costs, etc).

Finding Affordable Auto Insurance

Alas, more auto insurance coverage indicates a higher-priced premium. There are lots of things you can do – such as selecting only the mandatory coverage, picking a higher deductible, and avoiding additional advantages – to lower your prices. Yet, comparison-shopping is the finest method to conserve cash each month, for many reasons:

- This means you’ve more opportunities to locate the lowest cost.

- Provides you an excellent idea as to exactly what a large, reduced, and average premium is going to be.

- The more quotes you locate the more firms you might be uncovered to.

- You can observe which insurance agencies give the most discounts, and the most that you are qualified for.

The best way to comparison-shop is on-line. Here-you have access to hundreds of car insurance firms. You simply have to go to their websites and input your information. The thing to constantly recall is to compare coverage first, and then price, using a free quotes system e.g. You may find a policy for a month and one for 0, but the coverage does not actually cover much at all, meaning the 0 coverage is the best bargain.

In case you have queries over which kind of insurance you must select, feel free to call a real estate agent immediately.


Mobile, AL (PRWEB) April 10, 2014

Mobile, Alabama personal injury law firm Braswell Murphy, LLC recently celebrated their second anniversary. Braswell Murphy, founded in 2012, represents individuals and small businesses all along the Gulf Coast. The law firm handles civil disputes primarily in the areas of personal injury, auto accidents, 18-wheeler accidents, defective products, defective drugs, maritime accidents, nursing home negligence, medical malpractice and wrongful death.

The law firms founders, Kasie Braswell and Brian Murphy, are licensed to practice law in both Alabama and Mississippi. Mrs. Braswell and Mr. Murphy began their legal careers in Mobile in 2003. Prior to forming Braswell Murphy, LLC, the two lawyers represented corporate clients in the medical, manufacturing, aviation, maritime and insurance industries. Although based out of Mobile, Alabama, the lawyers of Braswell Murphy have represented clients in almost every state in the country.

We formed this law firm so that we could concentrate on doing what we love helping individuals and small businesses who have been injured due to the negligence of others, Murphy said. We have been fortunate over the past couple of years in that we have been blessed with good clients and have been able to make a positive difference in their lives. We look forward to serving our clients for many more years to come.

Murphy said that the law firm frequently handles cases where people have been seriously injured or killed. Having a client place their trust in you following a traumatic injury or death is something that we take very seriously. We always strive to treat each case as if it involves a member of our own family.

Although the Braswell Murphy law firm is only two years old, they have successfully recovered millions of dollars in settlements and verdicts for their clients. One of their cases, a dram shop lawsuit where their clients son was killed in an auto accident, was recently featured on and in the Montgomery Advertiser.

For more information about the Braswell Murphy law firm, call (251) 438-7503 or complete the online contact form.

About Braswell Murphy, LLC

The Braswell Murphy law firm proudly represents clients throughout Alabama and Mississippi. The lawyers at the firm routinely handle cases involving serious injury and death, including auto accidents, 18-wheeler accidents, defective products, defective drugs, maritime accidents, nursing home negligence and medical malpractice cases.

Braswell Murphy, LLC

59 St. Joseph St.

Mobile, AL 36602

Related Small Business Insurance Press Releases


(PRWEB) April 08, 2014

E. Leona Wallace, a Benefits Analyst and avid gardener, has completed her first book Ride Like the WindHis Story: a descent into corruption and human vice. Despite the best efforts of one man there will be conflict.

Describing her exciting new work Wallace says: This is a story of how fate binds individuals together. This is intended to be a a fun quick read.

Published by New York City-based Page Publishing, E. Leona Wallaces new story is a pulse pounding thrill ride that begs for each page to be turned.

When David moves to a small town in the mountains, hes looking for stability and a fresh start for his children. What he stumbles into instead is a lakeside murder investigation. Meanwhile, his debauched, soon-to-be-ex wife Tara becomes entangled in the dark world of illicit substances, black market remedies, and a mysterious stranger named Johnnie. Who is this man and why is he so interested in Tara and her children? What did David witness on the lake the night he arrived and how is it connected to the people he left behind? Can he put the pieces together . . . before its too late?

Readers who wish to experience this mesmerizing work can purchase Ride Like the WindHis Story at bookstores everywhere, or online at the Apple iTunes store, Amazon, Google Play or Barnes and Noble.

For additional information, review copies or media inquiries, contact Page Publishing at 866-315-2708.

About Page Publishing

Page Publishing is a traditional New York based full-service publishing house that handles all of the intricacies involved in publishing its authors books, including distribution in the worlds largest retail outlets and royalty generation. Page Publishing knows that authors need to be free to create – not bogged down with complicated business issues like eBook conversion, establishing wholesale accounts, insurance, shipping, taxes and the like. Its roster of authors can leave behind these tedious, complex and time consuming issues, and focus on their passion: writing and creating. Learn more at


Nine Million Got New Health Insurance, Study Finds
“While the survey cannot tell if this latter group lost their insurance due to cancellation or because they simply felt the cost was too high, the overall number is very small, representing less than 1 percent of people between the ages of 18 and 64 …

Electronic insurance policy still to take off in big numbers
Insurance industry officials said that at present while all processes have been initiated, only a small percentage of policyholders have converted their policies into a paperless format. "Customers have expressed their reluctance to have a non-paper …
Read more on Business Standard (blog)


NDP Small Business Critic Silenced by Speaker Reid
When the NDP small business critic spoke out April 2 against the imposition of recycling fees by a private, industry-led monopoly, she drew the ire of Speaker Linda Reid. Lana Popham was using an allotted two-minute private members' statement slot to …

KEL takeover leads to fee for title insurance policies
Coming soon to a home-sale closing near you: A small fee tacked onto all title insurance policies to pay for the multimillion-dollar collapse of an Orlando title company. More than a year after the state took over the floundering K.E.L. Title Insurance …
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Should .85 an hour be the new local minimum wage?
With employer-provided health insurance, businesses could meet the living wage standard by paying $ 10.35 an hour, still well above the current $ 7.25 hourly minimum rate. Hebbard acknowledges that the businesses signed on are a small percentage of the …
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Millions of men have developed the practice of buying Blue Pill on line as their just solution to conquer erectile dysfunction. The renowned blue capsule definitely lives up to the anticipations of the majority of people using it, with an extremely low percent of these who do not encounter any advancements. It’s this relatively few of individuals who typically appear in to alternatives to normal medicine and try out different things that can assist them overcome erectile dysfunction. Nevertheless, a current research conducted by specialists at the Queen Margaret College in Glasgow, United Kingdom discloses that a particular natural choice may prove to be appropriate both for those that challenging luck with Viagra and people who enjoy its outcomes to the maximum. The natural choice we are speaking about is pomegranate liquid.

Pomegranate was understood because of its astonishing qualities for centuries and now experts are scratching the surface of the potential this fruit, which presumably comes from Persia, possesses. It’s abundant with vitamins, minerals and anti oxidants making pomegranate an all in-one wonder fruit that can prevent the onset of a broad array of diseases from certain kinds of cancer to Alzheimer’s disease. Plus it could definitely seem like some mystic pro-herbal state therefore typical among choice medicine zealots if perhaps not for the studies being managed by serious universities, which are looking seriously into the outlook of utilizing pomegranate as an integral component of various medications. One of the applications we might observe some evening as time goes by is erectile dysfunction medicine, as the Edinburgh study has revealed some intriguing results on the issue.

The research involved nearly 60 participants of both sexes and changing age groups, who were to consume a single glass of pomegranate liquid a day above a two week interval. The outcomes were amazing: all participants have demonstrated an increase in testosterone ranges between 1-6 and 30-percent while their blood-pressure was normalized at the same time. Besides, their emotional assessment indicates that their emotions have shifted to the favorable site and their overall well-being has also improved. Needless to say, such effects have been quite advantageous for men as their sex features enhanced and cases of impotence problems in these who had it become less-frequent. Quite simply, one glass of pomegranate juice a day has produced outcomes similar to taking ed drugs, while also having additional favorable influence to the human body the conventional medicine wasn’t capable to generate.

Clearly, the results do not imply you need to avoid buying Blue Pill on line and also begin drinking gallons of pomegranate juice as an alternative. The organic solution can definitely boost your condition without substituting the medicine, therefore it is definitely better to go with both options to optimize the advantageous effects on your sexual purpose. Also, if some life style actions like healthful diet and regular physical activity will also be released this may definitely assist you to fight ed in a really successful manner, find out more on And you’re able to stick with the pomegranate juice while doing it, because after all it really is delicious, refreshing and healthful.


New York, NY (PRWEB) March 31, 2014

BUMI (Backup My Info!), the premium provider of managed online backup and recovery solutions for small to mid-sized businesses, urges businesses to prepare and test their backup and recovery processes in celebration of World Backup Day today. Performing a recovery check is an often overlooked yet critical component of any ongoing backup process that BUMI wants to call attention to. This important step allows organizations to make adjustments to their backup strategy in order to be absolutely certain that the information and applications needed to run their business will be accessible after a technical failure or physical disaster.

An independent study that BUMI conducted in December 2013 surveyed IT consultants regarding their data backup and recovery tools, initiatives and concerns, revealed that 39 percent of respondents did not believe their clients are properly prepared for a large-scale disaster or outage. Thirteen percent of clients never check for backup errors and eight percent did so annually.

Many businesses invest resources in their backup operations but dont test the viability of their data recovery processes as frequently, making them vulnerable when an outage occurs, said Jennifer Walzer, BUMIs CEO. Performing regular disaster recovery drills along with checking backup sets will ensure that businesses are safeguarding all of their data and putting them in the best position to overcome adversity if or when something goes wrong.

According to BUMI, World Backup Day offers a global call to action to check data backup and restoration processes, and recommends the following advice:


Numerous males receive andro-replacement therapy as a main result to the declining amounts of testosterone linked to the process of ageing. Even though many folks relate lower testosterone levels together with the decrease of libido and sex abilities, the consequences are much more extensive and more sophisticated. Bad disposition, fatigue, reduced physical activity, rest difficulties, irritability – these are just a few of the hints of a shifting hormonal equilibrium, which is a very delicate facet of a individual’s wellbeing. For decades doctors have already been recommending testosterone photographs as a measure to counter the natural lower in testosterone amounts. But as it turns out this strategy is not the safest choice for an age bracket that could typically buy Cialis maybe having a web-based market place like and never trouble going to the gym or getting a long distance runner.

Everone-alternative treatment is a great method to help men well within their fifties and also seventies love a more active life style in many aspects, not just sexual practice. Many men see this alternative as a kind of vitality, which aids them behave in the exact same way like they were just 25. But, there is a really high price to fund such advantages. Several recent reports have shown that testosterone treatment dramatically raises the risk of heart-attack along with other heart-associated conditions in men over 60, whilst in males with a background of prior problems of aforementioned kind the risk is really tripled.

Well-Being specialists have long thought regarding the consequences the male endocrine testosterone delivers in terms of health and wellness, and these studies simply validate their hypotheses. If place just, greater testosterone levels wear-out the body more quickly as if it were an motor burning high octane fuel all the time. The critical stress is put-on the cardiovascular system that undergoes all its source at a much swifter pace when androgel is high. The entire body’s normal tendency to minimize the level of the hormone may really be considered a security system that extends the man’s lifestyle duration after the initial fit of action during its first a few decennia. Then you’ll find middle-aged males obtaining photographs of everone only to be able to behave as if they were substantially younger. Isn’t a shorter lifetime simply overly most of a cost to fund that?

Contrary to the androgel-related outcomes precisely the same research group has found the traditional ED medications like Cialis and Viagra don’t increase the chance of heart related diseases in the very same age teams. Naturally, these drugs usually do not hold the extremely same attributes as the hormone does and don’t produce sophisticated influences on the whole body. Nonetheless they’re certainly effective in terms of rebuilding proper sexual features, which may be a great increase to general well being at the same time. Doctors these times may readily supply prescription for both forms of therapy therefore it is your choice to decide on the right one. But if you really’re actually thinking about beginning andro-replacement treatment take a 2nd idea about it. All things considered, you may only buy Cialis without setting your well-being under serious hazard and get comparable consequences. The following article is provided by the group of

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